If you recently learned that orthodontic treatment is in your or your child’s future, remain calm and rest assured that Kelly Orthodontics will help you each step of the way.
Dr. Dan Kelly and his team are aware that people have finite budgets. Juggling expenses is a fact of life. Our office is accustomed to working with families and individuals to make orthodontic care affordable and budget friendly.
First…make an appointment with our St. Charles, Illinois office. New patient exams are always complimentary. During this initial exam, a comprehensive clinical examination will be performed to determine the need for orthodontic treatment. If Dr. Kelly feels treatment is necessary, he will explain appropriate recommendations and answer any questions you may have. One of the things that make Kelly Orthodontics unique is that the doctor performs this initial examination himself. We feel that this personalized approach makes our office very approachable and responsive to your questions.
It may be a pleasant surprise to learn how truly affordable orthodontic care is today. Monthly payments can be no more than the cost of your mobile phone plan…but the benefits last a lot longer. At the end of the day, orthodontic care is a lifetime investment in your or your child’s health and appearance, and payment plans make care quite manageable.
Do you have insurance to help pay for treatment? For your convenience, we assist you by verifying insurance coverage and submitting insurance claims pertaining to charges for care rendered in our office. Orthodontic insurance differs from general dental insurance in that each insured individual has a lifetime maximum benefit for orthodontic services. This benefit is paid as a percentage of the orthodontic fee and can offset the total treatment cost. We can even help you strategize how to maximize your benefits so you can minimize your out-of-pocket costs.
How can you afford braces without insurance? When it comes to paying for braces, you have options.
Choose a low-cost option. At Kelly Orthodontics, we offer affordable braces. Meaning, we have braces that require fewer office visits and braces that are made with more cost-effective materials. These more affordable options will help reduce the cost of your treatment overall.
Ask for a payment plan. We offer several payment programs including interest-free financing, prepayment discounts, and extended third party financing. We also have a multiple family member discount policy. These types of plans help tremendously when investing in affordable braces for you or your child.
Use your Flexible Spending Account. Even if your dental plan does not cover orthodontics, your employer might offer a flexible spending account (FSA) or health savings account (HSA). The money you put into this account is not taxed, which means your dollars will go further. Contribute the maximum amount and use these funds to pay for expenses not covered by insurance, including braces.
Though orthodontics can come with a higher price tag, you do have many options to help you pay for your or your child’s orthodontic care. Start by having a conversation with Dr. Dan Kelly…then begin your journey toward an improved smile.